How do I take out a loan at Lincoln Pawn?

To take out a loan at our shop you need the following:

1. A state-issued photo ID or Drivers License. If the ID is out of state you will be required to show one additional form of ID.

2. You must be at least 18 Years of age.

3. An item of value that you legally own.

4. The item must be in good working condition.

How long is the loan good for?

You may leave your item for as long as you wish, but payment is due every 30 days. Once your loan is repaid in full you may redeem your item. There is no minimum holding period required.

What type of items can I use as collateral for my loan?

We grant loans on virtually any item of value ranging from a few DVD movies up to 10 carat diamond rings. There is no limit to the value and quantity of items you may bring in for a loan!

What if I need longer than a 30 day loan?

If you need longer than the original 30 day loan period you may extend the loan for another 30 days by paying the finance charge. This can be done as many times as you need!

What if I have no/bad credit?

One of the best features of a pawn shop is it does not affect your credit ever. You aren’t even required to redeem your item if you decide not to.

What if I just want to sell something?

We will also be happy to outright buy your item for cash!

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